Insurance Coverage for Rehab
Addiction Treatment Insurance Coverage
Navigating insurance coverage for addiction and mental health treatment can feel overwhelming, but California Recovery Center is here to make the process simple and stress-free.
FIND OUT IF YOUR INSURANCE WILL COVER THE COST OF TREATMENT
We work with most major insurance carriers
We accept a wide range of private insurance providers and specialized health programs to ensure that you or your loved one can receive the care you need without financial barriers.
Whether you’re seeking substance use disorder treatment, behavioral health services, or dual diagnosis programs, our team is committed to helping you understand your benefits, verify your insurance, and maximize your coverage.
Does Insurance Cover Addiction and Mental Health Treatment?
Yes, most health insurance plans provide coverage for substance use and mental health treatment as part of the Mental Health Parity and Addiction Equity Act (MHPAEA), which mandates that insurance companies must offer equal coverage for mental health and addiction services as they do for other medical conditions.
Additionally, the Affordable Care Act (ACA) has expanded coverage, ensuring that addiction recovery and behavioral health services are considered essential health benefits (Centers for Medicare & Medicaid Services, 2023).
Depending on your plan, coverage may include:
- Medical Detox – A supervised process for safely managing withdrawal symptoms.
- Residential/Inpatient Treatment – 24/7 care in a structured recovery environment.
- Outpatient Programs (IOP/PHP) – Flexible treatment options that allow you to continue daily responsibilities.
- Therapy & Counseling – Individual, group, and family therapy for emotional support and relapse prevention.
- Medication-Assisted Treatment (MAT) – FDA-approved medications combined with therapy for addiction recovery.
- Dual Diagnosis Treatment – Addressing co-occurring mental health disorders alongside addiction.
Your coverage details will vary based on your insurance provider, plan type, and specific policy terms, so we encourage you to verify your insurance with us today to understand what’s covered.
List of Accepted Insurance Providers
At California Recovery Center, we work with a wide network of insurance providers to ensure that individuals can access affordable, high-quality addiction and mental health treatment. Below is a comprehensive list of insurance plans we accept:
Private Insurance Providers
Anthem (Mental Health & Addiction Treatment – Dependent on Verification of Benefits)
Cigna (Mental Health – Dependent on Verification of Benefits)
Aetna (Covers Both Behavioral Health & Addiction Treatment)
Blue Cross Blue Shield (BCBS) (Dependent on Verification of Benefits)
Optum
Kaiser Permanente
Western Health Advantage
Government & Veteran Insurance Plans
TriCare (Covers Military Service Members & Families)
Specialized Behavioral Health Insurance
Uprise Health
Beacon Health Options
Sutter Health
United Healthcare
ComPsych
Magellan Health
Not sure if your insurance is accepted?
Our team offers free, confidential insurance verification to help you understand your benefits and coverage.
How to Verify Your Insurance Coverage
Verifying your insurance benefits is quick, easy, and confidential. At California Recovery Center, we understand that dealing with insurance can feel complex, so our dedicated admissions specialists are here to help you every step of the way.
Steps to Verify Your Insurance:
Step 1: Fill Out Our Insurance Verification Form – Provide your insurance details through our secure online form or call us directly.
Step 2: We Contact Your Insurance Provider – Our team will verify what services are covered and whether any copays, deductibles, or out-of-pocket costs apply.
Step 3: We Discuss Your Coverage Options – Once we receive confirmation from your insurer, we’ll walk you through your benefits and discuss the best treatment plan available for you.
Ready to take the first step? Call us at (916) 848-5744 or Verify Your Insurance Online now!
What If My Insurance Doesn’t Cover Treatment?
If your insurance doesn’t cover the full cost of treatment, don’t worry—we offer alternative payment solutions to ensure that financial concerns never become a barrier to recovery. Options include:
🔹 Flexible Payment Plans – We provide customized financing options to make treatment affordable like Prosper Healthcare.
🔹 Private Pay – We offer self-pay rates based on financial need.
🔹 Out-of-Network Coverage – Even if we are not in-network, some insurance plans reimburse a portion of the treatment costs. Our admissions team will work with you to explore every available option to ensure you receive the care you deserve.
Why Choose California Recovery Center?
At CRC, we provide evidence-based, compassionate, and individualized treatment tailored to each person’s unique recovery journey. Here’s why patients trust us:
✔ Accredited & Licensed Facility – Our programs meet the highest standards of care.
✔ Holistic, Whole-Person Approach – We integrate medical, therapeutic, and wellness-based treatments for comprehensive healing.
✔ Expert Clinical Team – Our specialists include licensed therapists, addiction counselors, and medical professionals.
✔ Safe & Supportive Environment – Our facilities offer private, comfortable, and secure spaces for healing.
✔ Peer Support & Alumni Community – Ongoing support groups and resources for lifelong recovery.
We believe that everyone deserves access to high-quality mental health and addiction treatment, and we’re here to help you navigate insurance options and find a path to recovery.